Nura · your money manager

Spending, saving and planning ahead · by Arbor

Approaching testing

Give every pound a job.

Nura turns accounts, income, budgets and future plans into a clear picture of what your money needs to do next—without judging what matters to you.

Follow Nura's progress See how Nura works

Nura home screen showing an over-budget transport decision, monthly spending pace, money left, payday timing and savings progress

The problem

A balance tells you what is there. Not what to do with it.

Transactions explain where money went. They do not tell you which move matters on payday, whether a future plan still fits or what an overspent category means for the rest of the month.

Nura connects the numbers to decisions: protect the buffer, fund the next priority, adjust the plan or leave it alone.

How Nura works

See today. Order the next moves. Make room for what is coming.

01
Build the picture
Bring accounts in or add them manually, then organise balances, pots and income.
02
Set the jobs
Give everyday categories limits and bigger plans a target, date and funding pace.
03
Work payday
Keep a buffer, fill important pots and move down the list in a sensible order.
04
Handle the change
Respond to overspending, price rises and new plans with one clear decision.

From income to intention

Payday becomes a plan, not a reset.

Nura brings expected income, unpaid work and recurring sources into one view. Then it turns the money arriving into a short, ordered set of moves: protect bills, build the safety net and fund the goal that is due next.

£4,640 expected3 moves this payday9 paydays to Australia

Nura income screen showing expected pay, unpaid work and a payday checklist for an emergency fund, travel goal and bills

Nura decision screen offering practical responses to a transport budget that is forty-three pounds over

Nura saving goals screen showing suggested pots and progress towards Australia and emergency-fund targets

Every pound gets a job

Separate everyday spending from the things you are building.

Budgets pace the month. Pots prepare for bills and one-off costs. Goals connect a target and date to the amount that needs to move each payday, so progress stays visible before the money is needed.

SafetyA buffer and emergency fund before surprises arrive.
Known costsAnnual bills, tax reserves and planned purchases.
Life goalsTravel, learning and the plans you actually care about.

A plan with an order

Clarity is knowing what comes first—and what can wait.

1
Keep a bufferProtect the current account from the unexpected.
2
Build the emergency fundWork towards a useful number of months.
3
Prepare for billsTurn annual shocks into manageable monthly moves.
4
Fund the goalsStart with the one that is due soonest.
5
Think longer termGrow from a more stable foundation.

Nura Guide screen showing a connected Wend cost, the current payday and an ordered money plan beginning with a buffer

Progress you can read

See the whole position—and the pressure points inside it.

Nura separates available cash, pots, business money and investments, follows wealth over time and shows which spending categories are on track or need attention.

Nura Insights screen showing total wealth split across available cash, pots, business money and investments, plus change over time — **Understand the position**Different kinds of money stay distinct instead of collapsing into one reassuring total.

Nura Money screen showing accounts, pots, savings goals and financial context arriving from other Arbor apps — **Connect the plan**Accounts and pots become the working structure behind budgets, payday moves and future costs.

Built for real money lives

Useful whether income is predictable, irregular or still taking shape.

Variable incomeSee expected pay, unpaid work and the moves that matter when money lands.

Everyday budgetingKnow what is left without treating every purchase as a mistake.

Future goalsTurn a date and target into progress that advances each payday.

Several priorities at onceBalance buffers, bills and meaningful plans in one ordered system.

Nura + Arbor

The rest of life stops arriving as a financial surprise.

Aevo can surface an upcoming race entry, Sage a course and Wend a weekend away. Nura shows what those plans mean alongside bills, goals and payday—then gives the relevant guide a price range it can use to suggest something that fits.

Connected planning in actionWend proposes a £140 weekend against £120 already set aside. Nura makes the £20 trade-off visible before the plan is committed.

See how the Arbor guides work together

Nura conversation showing that a weekend suggested by Wend is twenty pounds above the amount set aside, with a choice to save for it

Before you join

The practical details.

Access: Nura is in development and approaching the testing phase. Access is not open yet.
Platform: Nura is currently being developed and reviewed on iPhone. Wider platform availability has not been announced.
Account: You need an Arbor account and must be 18 or older.
Money sources: The development build includes connected-account and manual-account flows. Supported banking providers and territories will be confirmed before release.
Financial context: Nura brings balances, transactions, income, budgets, pots and goals together, then uses upcoming plans from across Arbor to make the picture more useful.
Important limit: Nura is for explanation, organisation and planning. It does not provide regulated financial advice or personal investment recommendations.

Nura data & use Arbor privacy Terms Your Arbor account

Nura · your money manager

Make money work for the life you want.

Follow Nura's progress